Privacy Policy

In this Agreement, "the Platform" refers to Sinq venture LTD, "the App" refers to the product "web App" by Sinq venture LTD, and "you," "your," or "User" refers to the individual signing this Agreement with Sinq venture LTD. By registering for and using any services, websites, or apps associated with Sinq venture LTD, you confirm that you have explicitly and carefully read, understood, and agreed to all the terms and conditions contained in this Agreement, as well as the service terms of the App.

1. Account Setup

1.1 Registering an Account

You are required to register an account with the App and agree to the terms of this Agreement to use the services provided by the Platform. During registration, you must provide an account name and password. You may register multiple accounts with the App; however, you agree and declare that whether you register one or multiple App accounts, they are solely for your personal use of the Platform's services. You are fully responsible for all activities that occur under your App account(s), whether one or multiple. The Platform reserves the right to refuse to open an account for you, cancel, or terminate your multiple App accounts (including but not limited to suspending or terminating ongoing AI fund investments under your account). By applying for an account with the App, you explicitly agree to receive all services from the Platform (including but not limited to digital currency services, asset wallet services, etc.). You retain the right to suspend your account at any time, thereby terminating the services provided by the Platform.

2. Platform Services

The following services ("Digital Currency Services") are provided to you by the Platform:

(A) Users may have one or more asset wallets, allowing you to store, track, transfer, and manage digital currency balances supported by the Platform, such as USDT (collectively referred to as "Digital Currency");

(B) Fund investment services, enabling you to invest your digital currency in AI funds available on the App.

2.1 Digital Currency Services

2.1.1 Supported Digital Currencies

The App's asset wallet only supports digital currencies officially supported by the Platform. Under no circumstances should you attempt to use your asset wallet to store, send, request, or receive any digital currency not supported by the Platform. If you attempt to store, transfer, send, or recharge unsupported digital currencies into your asset wallet (including but not limited to the actions listed here), resulting in lost or unrecoverable funds, you acknowledge that this is due to your improper operation. You understand and agree that the Platform is not responsible for or liable for such losses. Based on the technical services supported by the Platform, the Platform may offer appropriate assistance (though not obligated) in attempting to recover lost funds. The Platform may charge assistance fees, which will be calculated and determined solely by the Platform. You understand and accept that the actual amount of recovered funds may not match the estimated amount, and you acknowledge and agree that the Platform is not responsible for any subsequent losses incurred during your use of the recovered funds.

2.1.2 Termination of Support for Digital Currencies

The Platform reserves the right to terminate support for any digital currency at its discretion. If support for a digital currency is terminated, the Platform will notify users via internal App notifications or email. Once such a notice is sent, it will be considered effectively delivered, and the Platform will be deemed to have fulfilled its notification obligations by using either of the aforementioned methods. If, during this period, you attempt to store, send, request, or receive digital currencies that are no longer supported by the Platform, the Platform has the right to retrieve such digital currencies from your account. The Platform may, at its discretion, convert the value of the retrieved digital currencies into another supported digital currency based on the current market value and deposit it into your App wallet.

2.2 Asset Wallet Services

2.2.1 Wallet Recharges

The Platform permits you to transfer digital currencies (or any other applicable methods for transferring digital currency) to deposit funds into your asset wallet. Once the Platform receives your deposited funds, your asset wallet will reflect the credited amount and transaction details.

2.2.2 Fund Model Services

The Platform offers multiple AI fund models based on business needs for users to select and invest in. You can use your digital currency assets to purchase your chosen AI fund.

2.2.3 Fees

You agree to bear and pay all applicable fees (including but not limited to withdrawal fees), and these fees will form part of this Agreement.

2.2.4 Stopping, Canceling, or Withdrawing Investment Orders

Once you initiate the purchase of an AI fund by submitting an investment transaction order to the Platform, the AI fund investment system will process the order according to the investment category. You will not be able to stop, cancel, or withdraw the investment order during the predetermined investment cycle.

2.2.5 Account Information

You can use the web App to view your asset wallet balance and transaction history, including:

(i) Details of each fund investment purchase;

(ii) Details of the execution of investment fund orders;

(iii) Detailed fees related to investment returns;

(iv) Changes in your digital currency account.

2.3 Platform Refund Services

2.3.1 Unauthorized Transactions - Asset Wallet

If the loss or theft of assets occurs due to your negligence (e.g., failure to properly secure the private information of your App account), and unauthorized transactions are made using your account, you agree and acknowledge that the Platform will bear no responsibility or liability for any resulting loss of funds. If you engage in fraudulent behavior to deceive the Platform into processing claims (whether intentional or due to failure to comply with the terms of this Agreement), it will be considered fraudulent activity. You acknowledge and agree that the Platform is under no obligation to fulfill any compensation or bear any responsibility. The Platform also reserves the right to reclaim any paid compensation.

2.3.2 Error in Transactions - Asset Wallet

If an error in parameter instructions within the Platform’s system causes incorrect changes to your asset wallet account balance (whether erroneous increases or decreases) during the initiation or conclusion of an AI fund investment order, you agree that the Platform reserves the right to correct such digital asset changes. The Platform will restore your asset wallet to its proper balance or reclaim any extra funds resulting from the error. Before executing such corrections, the Platform will provide notice to the extent possible.

2.4 Instruction Services

2.4.1 Transfer and Deposit Instructions

You can issue transfer or deposit instructions via the Platform to transfer, request, receive, and store digital currencies supported by the Platform to your asset wallet or other users (each transaction being referred to as a "transfer" or "deposit").

2.4.2 Fund Purchase Instructions

You can invest in AI fund models using the digital currencies in your asset wallet. You authorize the Platform to deduct funds from your asset wallet to complete your investment.

3. Digital Currency Protocol

3.1 Operation of Digital Currency Protocol

3.1.1 The Platform does not own or control the underlying software protocols governing the operation of digital currencies on the Platform. The Platform is not responsible for the functioning of these protocols and cannot guarantee their operational functionality or security. You acknowledge and accept that the underlying software protocols for the digital currencies stored in your asset wallet may change, posing certain risks.

3.1.2 When a digital currency protocol is affected by sudden changes in operational rules (referred to as a “fork”), such changes (soft fork or hard fork, as described below) may have a significant impact on the usability, value, or naming of the digital currencies stored in your asset wallet. It is your responsibility to stay informed about any upcoming operational changes.

Soft Fork: A soft fork is a backward-compatible protocol upgrade, meaning that old nodes can still recognize and accept blocks generated by the new rules. Soft forks are typically used to add new features or modify existing rules without requiring all nodes to upgrade to the new version.

Hard Fork: A hard fork is a significant protocol change that renders the new rules incompatible with the old ones. After a hard fork, old and new nodes are no longer compatible, resulting in two independent blockchains. If there is no consensus for the hard fork, two parallel blockchains may emerge, each operating independently. For example, Bitcoin and Bitcoin Cash were created through such a hard fork. The Platform cannot control the timing or nature of these significant operational changes. You should review available public information and any information provided by the Platform before deciding whether to continue using the affected digital currency. In the event of such changes, the Platform reserves the right to take necessary measures to protect assets on the Platform (including but not limited to suspending operations of the affected digital currency or taking other necessary actions).

The Platform will make reasonable efforts to notify you of significant operational changes related to digital currencies; however, since these changes are beyond the Platform’s control, it cannot guarantee the timeliness of such notifications. You acknowledge and accept that the Platform is not responsible for any operational changes to digital currency protocols and is not liable for any loss of asset value resulting from such changes.

3.2 Multi-Blockchain Protocol Support and Digital Currency Management

3.2.1 Holding Across Multiple Blockchain Protocols: The Platform may choose to hold your digital currencies on multiple different blockchain protocols. This means that your digital currency may exist on different blockchain networks and not just on the primary blockchain.

3.2.2 Shared Blockchain Addresses: The Platform may transfer digital currencies from the primary blockchain protocol to shared blockchain addresses controlled by the Platform and may hold these digital currencies on alternative blockchain protocols compatible with these shared addresses. This means your digital currency could be reconfigured to different blockchain addresses.

3.2.3 Fungibility: You acknowledge and agree that digital currencies held across multiple blockchain protocols in various forms are considered interchangeable, and these different forms of digital currencies are independent of each other. Specifically, whether the digital currency is wrapped (meaning one digital currency is wrapped within another blockchain protocol) or stored on a specific blockchain protocol, these digital currencies are considered equivalent and unrelated to one another.

You acknowledge and accept that the Platform has the right to use different blockchain technologies and methods to manage and store your digital currencies, and you also recognize that different forms and storage methods of digital currencies are fundamentally equivalent.

4. Responsibilities and Rights

4.1 Ownership of Digital Currency

All digital currencies held in your asset wallet are held in custody by the Platform on your behalf.

4.1.1 You retain full ownership of all digital currencies in your asset wallet at all times. As the owner of the digital currencies in your asset wallet, you are solely responsible for any risk of loss associated with these digital currencies. You understand and agree that the Platform is not responsible for any fluctuations in the value of the digital currencies in your asset wallet.

4.1.2 The digital currencies in your asset wallet are not the property of the Platform.

The Platform does not treat the digital currencies in users’ asset wallets as its own assets. You understand and agree that the Platform does not provide any guarantee or security interest over the digital currencies in your asset wallet.

The Platform has no right to handle these digital currencies without your explicit instructions or unless required by law, except under specific circumstances (including but not limited to attacks or malfunctions affecting the Platform’s systems).

4.1.3 To enhance the security of managing your digital currencies, the Platform may store these digital currencies in shared blockchain addresses controlled by company members. These addresses may store both digital currencies you own and those owned by the Platform. Customer digital currencies are strictly separated from the Platform’s own digital currencies or funds in accounting records. You understand and agree that the Platform is not obligated to use different blockchain addresses to separately store your digital currencies.

4.2 User Management and Constraints

4.2.1 The Platform may, for various reasons, refuse to complete, suspend, block, cancel, or reverse any authorized investment transactions (even if funds have been deducted from your asset wallet account); suspend, restrict, or terminate your access to the Platform’s services; deactivate or cancel your App account.

The Platform has the right, but not the obligation, to notify users via internal App notifications or email. Once such notifications are sent, they are deemed to have been effectively delivered, and the Platform is considered to have fulfilled its notification obligations using any of these methods.

The reasons for such actions may include, but are not limited to:

(A) The Platform reasonably believes such actions are necessary to protect the Platform’s reputation;

(B) Applicable laws, regulations, or judicial authorities require the Platform to take such actions, in the reasonable judgment of the Platform;

(D) The Platform believes you are engaging in money laundering, terrorism financing, fraud, or any other financial crime;

(E) The Platform believes your account activity poses significant legal or regulatory risks (e.g., your account is involved in pending litigation, investigations, or governmental proceedings);

(F) You are engaging in unauthorized activities related to Sinq venture (e.g., advertising, spam);

(G) The digital currencies corresponding to smart investment strategies have been suspended for purchase, or significant investment risks have arisen with the digital currencies;

(H) Changes in relevant laws and regulations or regulatory requirements impact the processing of this business;

(I) You interfere with other individuals’ access to or use of the Platform’s services; engage in defamation, abuse, extortion, harassment, stalking, threatening, or otherwise violate or infringe on the legal rights of others (e.g., privacy, publicity, intellectual property rights); or collect or otherwise obtain personal information about others without proper consent;

(J) You engage in fraudulent activities against the Platform, its users, or any other parties, or provide false, inaccurate, or misleading information to the Platform (including but not limited to hacking incidents or system virus issues);

(K) You interfere with, intercept, or seize any systems, data, or information; transmit or upload any materials containing viruses, Trojan horses, worms, or any other harmful programs to the services; attempt unauthorized access to websites, other users' App accounts, or computer systems or networks connected to the services; access or use the services using another person's App account information, unless you have explicitly obtained authorization to access the App account and information from the person in question; or transfer your account access or rights to another person, unless permitted by law or explicitly authorized by the Platform;

(L) You violate the terms of this Agreement.

If the Platform decides to terminate or suspend services based on any of the above circumstances, the Platform will not be responsible for any losses suffered by users as a result (including but not limited to lost investment opportunities or failure to obtain expected investment returns).

4.3 Right to Take Measures

If the Platform has reasonable grounds to take measures regarding your investment transactions (such as refusing to complete, suspending, blocking, canceling, or reversing your investment transactions), the Platform reserves the right, but is not obligated, to provide you with the reasons for these actions. If the reasons for these actions no longer exist, the Platform may, at its discretion, cancel the measures taken and, where appropriate, restore your investment transactions.

If the Platform takes action due to system errors or improper human operations, the Platform will correct and restore your investment transactions where appropriate.

If actions are taken due to your violation of regulations or the Platform's risk management, such as suspending, restricting, or terminating your access to all services, you understand and agree that the Platform is not obligated to explain the reasons to you and is not required to disclose detailed risk management information.

5. Disclaimer

5.1 Platform Disclaimer

In the event of a dispute between you and one or more users of the Platform (excluding the Platform itself), you understand and agree that the Platform (including its officers, directors, agents, partners, employees, and representatives) is not liable for any claims, demands, or damages arising from such disputes, regardless of their type or nature, whether direct or indirect.

5.1.2 Indemnification

In the event that any claims, demands, or damages arise due to your breach of this Agreement (including but not limited to violations of our "Conduct Policy" or "Prohibited Use Policy, Prohibited Business and Conditional Use Policy" as outlined in Appendix 1) or your violation of any applicable laws, rules, or regulations, you agree to indemnify the Platform (including its officers, directors, agents, partners, employees, and representatives) for any reasonable costs incurred, including attorney fees and any fines, fees, or penalties imposed by regulatory authorities.

5.2 No Warranties

The Platform’s services, the App, and the website are provided on an "as-is" and "as-available" basis without further warranties. The Platform makes no guarantee regarding the continued availability of the services. The Platform does not guarantee uninterrupted, timely, or error-free access to the services (including, but not limited to, the website and the App) or any information contained therein.

5.2.1 You are solely responsible for evaluating the relevance, timeliness, accuracy, sufficiency, commercial value, completeness, and reliability of the information provided on the App or website (including but not limited to materials, opinions, and viewpoints). The Platform does not provide any warranties and will not be held liable for any losses, whether direct or indirect, resulting from reliance on the information provided on the App or website.

5.2.2 The Platform will make reasonable efforts to ensure that digital currency transactions, wallet requests, and processing are handled promptly. However, the Platform makes no representations or guarantees regarding the time required to complete such requests or processing, as these are subject to numerous factors beyond the Platform's control (including, but not limited to, system failures, hacking, natural disasters, or man-made disasters). Except as explicitly provided in this Agreement, you acknowledge and agree that you have not relied on any other statements or understandings, whether written or oral, in using and accessing the Platform’s services and website.

5.2.3 No Liability for Breaches

The Platform is not liable for any breaches, including delays, failures to perform, or interruptions in service, even if these breaches are caused by circumstances beyond the Platform's control (including but not limited to hacking attacks, natural disasters, etc.), whether directly or indirectly.

6. Risk Disclosure

Before using the services provided by the Platform, you should be aware of the following:

6.1 Although the Platform strives to provide excellent investment services, investing inherently carries certain risks. Investors should be aware of the possibility that they may not fully recover their invested principal.

6.2 In the event of a failure in the Platform's investment operations or a cyberattack, you may be unable to recover all the assets in your asset wallet. While the Platform has implemented multiple security measures to mitigate such risks, these risks cannot be entirely eliminated.

6.3 The Platform does not guarantee that every investment transaction made through its AI fund investment services will be successfully executed. If losses are incurred (including but not limited to the loss of investment opportunities or failure to realize investment returns) due to circumstances beyond the company's control, such as factors unrelated to system failures, the Platform is not liable for such losses.

6.4 If significant changes are made to the Platform’s product information, the Platform will notify users by email or through internal App notifications. The Platform reserves the right to choose one or more of these methods for notification, and it is the responsibility of users to check for such updates.

6.5 The original data used for investment strategies is sourced from publicly available information from legal channels on investment platforms. The Platform does not guarantee or assume responsibility for the accuracy, authenticity, or completeness of the collected data (including any errors occurring during transmission).

6.6 AI funds purchased on the Platform are independently managed and decided based on the Platform’s Sinq algorithm. Investment strategies inherently involve uncertainties, and deviations in market conditions and assumptions within the models may lead to investment performance falling short of expectations. The associated risks and potential losses are the sole responsibility of the user.

6.7 Investments may be significantly affected by various factors such as macroeconomic conditions, political events, and market sentiment, which could cause substantial fluctuations in investment value. Market risk is inherent to all investors, and the Platform is not responsible for any partial or total loss arising from such risks.

6.8 During periods of significant market fluctuations or high transaction volumes, access to the Platform’s services may be downgraded or unavailable. This could result in an inability to access your App account or services, including initiating or completing transactions, and may lead to delayed customer service response times.

(A) While the Platform endeavors to provide quality services, it cannot guarantee continuous availability of the website or other services, nor can it guarantee that any investment order will be executed, accepted, recorded, or kept open, or that your App account will remain accessible;

(B) Customer support response times may be delayed, particularly during periods of significant market volatility or transaction volumes, especially concerning non-trusted access to the Platform’s services and system security issues.

6.9 Despite the implementation of strict security measures, the risk of hacking, data breaches, and other cybersecurity incidents cannot be entirely excluded. Such risks may result in the theft or disclosure of your personal information and account details.

6.10 The AI fund investment services rely on complex technical systems, which may experience malfunctions, vulnerabilities, or errors, leading to service interruptions, delayed transactions, or other technical issues. Technical risks may include, but are not limited to, data processing errors, algorithmic failures, and system crashes.

6.11 In the event of natural disasters (such as earthquakes, floods) or human-made disasters (such as wars, terrorist attacks), there may be severe impacts on the market and technical systems, leading to significant market fluctuations or service interruptions.

6.12 In any case, the Platform will not be held liable for any losses resulting from service interruptions, transaction delays, or failure to receive timely responses from customer support.

The risks listed above are illustrative in nature and do not exhaustively cover all the risks and factors that may lead to investor losses while using the Platform’s services. Before using the Platform’s services, you should carefully read and understand the full contents of the relevant functional rules and risk disclosures.

By using the Platform’s services, you are deemed to have thoroughly read this Agreement, the latest notifications, business rules, and all other AI fund information announcements. You acknowledge and accept the above risks, as well as all the terms contained in this Agreement.

7. Customer Feedback, Inquiries, Complaints, and Dispute Resolution

7.1 Contacting Customer Support

If you have any feedback, questions, or complaints, please contact the Platform through its "Customer Support" feature.

When contacting customer support, you may be required to provide your name, email address, and any other information needed to identify you, your App account, and the transaction related to your feedback, question, or complaint.

7.2 Complaints

If you have any disagreements or disputes with the Platform, you agree to first contact the Platform's customer support team to attempt to resolve the dispute.

8. General Terms

8.1 Compliance with Applicable Laws

While using the Platform’s services, you must comply with all applicable laws, regulations, and licensing requirements, including but not limited to data privacy laws, anti-money laundering laws, and counter-terrorism financing laws.

8.2 Limited License

Under the terms of this Agreement, the Platform grants you a limited, non-exclusive, non-transferable license to access and use the website and its related content, materials, and information (collectively referred to as "Content"). Any other use of the website or Content is expressly prohibited, and all other rights, title, and interests in the website or Content are the exclusive property of the Platform and its licensors. You agree not to copy, transmit, distribute, sell, license, reverse-engineer, modify, publish, participate in the transfer or sale of, create derivative works from, or otherwise exploit any part of the Content.

8.3 Prohibited and Conditional Use

While using the Platform’s services and interacting with other users, you agree to comply with the "Prohibited Use Policy, Prohibited Businesses, and Conditional Use Policy" (see Appendix 1). Nothing in this Agreement should be interpreted as granting, by implication or otherwise, any license or right to use digital currency for illegal, unlawful, fraudulent, unethical, or unauthorized purposes, or to facilitate or promote any illegal, unlawful, fraudulent, unethical, or unauthorized activities. The Platform reserves the right to monitor, review, retain, or disclose any information as necessary to comply with applicable laws, regulations, sanction programs, legal processes, or government requests.

8.4 Export Control and Sanctions

Your use of the Platform’s services is subject to international export control and economic sanctions requirements. By sending, receiving, purchasing, selling, trading, or storing digital currency through the Platform’s services, you agree to comply with the following requirements (the below is for reference purposes only, and you are responsible for reviewing the latest applicable regulations):

(A) You are not located in, or a resident or national of, Cuba, the Democratic Republic of the Congo, North Korea, Iran, Libya, Somalia, South Sudan, Sudan, Yemen, Syria, or any other country subject to U.S. embargoes, U.N. sanctions, or the financial sanctions of the European Union, MAS, or HM Treasury (collectively referred to as "Sanctioned Countries"), nor are you listed on any economic sanctions list (including but not limited to the MAS Designated Individuals and Entities List, U.S. Department of Commerce Denied Persons List, Unverified List, Entity List, or the EU financial sanctions regime) (collectively referred to as "Sanctioned Persons");

(B) You do not intend to supply any digital currency funds or use the Platform’s services to or for the benefit of any Sanctioned Countries or Sanctioned Persons.

You hereby declare, warrant, and certify that the funds you use to purchase funds through Sinq vanture are from legitimate sources, are not proceeds from any criminal activity, realizable property, or funds intended to finance terrorism or terrorists, as defined under the "Corruption, Drug Trafficking, and Other Serious Crimes (Confiscation of Benefits) Act" (Chapter 65A) and the "Terrorism (Suppression of Financing) Act" (Chapter 325), or any equivalent laws in other foreign jurisdictions. These funds are not derived from, nor associated with, any illegal activity. You further certify that you will not use digital currency to fund, engage in, or support any illegal activities.

9. Unclaimed Assets

9.1 Unclaimed Property

If we hold digital currency on your behalf and are unable to contact you, and there is no record of your use of the Platform’s services over several years, the digital currency will be deemed unclaimed property. We will attempt to locate you using the information available in the Platform’s records, but if we are unable to reach you, we may be required to deliver the unclaimed digital currency to the relevant authorities in certain jurisdictions. We reserve the right to deduct dormancy fees or other administrative fees from such unclaimed funds, as permitted by applicable law.

9.2 Account Holder’s Death

For security reasons, if the Platform receives legal documentation or other information confirming your death, leading the Platform to believe you have passed away, your account will be frozen. During this time, no transactions can be completed until:

(A) The executor or trustee you have designated opens a new account, as outlined below, and your entire old account is transferred to this new account; or

(B) The Platform receives proof that you are still alive, confirming that you have not passed away. If the Platform has reason to believe that you may have passed away but has not received convincing proof, you authorize the Platform to conduct an investigation, directly or through third parties, to determine whether you are deceased.

If the Platform receives proof of your death, the executor or trustee designated in your valid will or similar document will be required to open a new App account. If no executor or trustee has been designated, the Platform reserves the following rights:

(A) The Platform will review and accept documents it deems necessary or appropriate, including (but not limited to) wills or similar documents, to determine who is entitled to inherit your App account, and will consider this person as your executor or trustee;

(B) The Platform reserves the right to require the executor or trustee to provide court-issued documentation of appointment. If the Platform is uncertain about the court designation of the executor or trustee, it reserves the right to request clarification from the relevant court before taking any actions related to your App account.

10. Effectiveness, Amendment, and Termination of the Agreement

10.1 By reading and selecting to agree to this Agreement, you acknowledge its immediate effectiveness.

10.2 Amendments

The Platform reserves the right to amend this Agreement based on changes in U.S. laws, regulations, customer protection needs, fund security, system upgrades, service quality improvements, or business circumstances. If the user continues to use the functions or services covered by this Agreement, it is deemed that the user has thoroughly read, understood, and accepted the amended terms of the Agreement. The rights and obligations of both parties will be governed by the most recently amended terms of the Agreement. If the user does not agree with the changes, they may terminate the services and cease using the Platform’s products and services.

10.3 Interpretation

The section headings in this Agreement are provided for convenience only and should not influence the meaning or interpretation of any of the terms of this Agreement.

10.4 Assignment

This Agreement applies to you personally, and you cannot assign or transfer your rights, licenses, interests, or obligations to any other party.

The Platform reserves the right to assign or transfer its rights, licenses, interests, or obligations at any time, including as part of a merger, acquisition, or other corporate restructuring involving the Platform, provided that such transfer or assignment does not materially affect the quality of the services you receive. If the Platform is acquired or merged with another entity, the Platform has the right to transfer any personal information collected from you and the relationship between the Platform and you (including this Agreement).

In such cases, this Agreement will be binding upon and inure to the benefit of the parties and their respective successors and permitted assigns.

10.5 Severability

If any provision of this Agreement is determined to be invalid or unenforceable under any applicable law, this will not affect the validity of the remaining provisions. If a provision is found to be unenforceable, it will be severed, and the remaining provisions will continue to be enforced.

10.6 Enforcement of Rights

The Platform may choose not to strictly enforce its rights under this Agreement at all times. If the Platform elects not to enforce its rights at a given time, this is only a temporary measure, and the Platform may choose to enforce its rights strictly at any time.

10.7 Language

This Agreement, along with any information or notifications provided by you or the Platform, shall be written in English. Any translation of this Agreement or other documents is provided solely for your convenience and may not accurately represent the original information. In the event of any inconsistencies, the English version of this Agreement or other documents shall prevail.

10.8 Survival

All provisions of this Agreement that, by their nature, should survive the termination or expiration of this Agreement will continue to be binding and enforceable after the Agreement’s termination or expiration. These include, but are not limited to, provisions regarding the suspension or termination of investment transactions, account cancellations, general usage of the App, disputes with the Platform, and general terms.

Appendix 1: Prohibited Use, Prohibited Businesses, and Conditional Use

1.1 Prohibited Businesses

The following categories of businesses, business practices, and sale of items are prohibited from using the Platform’s services or conducting business with the Platform (“Prohibited Businesses”). If you are unsure whether your use of the Platform involves a prohibited business or if you have any questions about how these requirements apply to you, please contact the Platform’s customer support.

By opening an account with the Platform, you declare and warrant that you will not use the Platform’s services or associate the Platform with any of the following businesses, activities, practices, or items:

(A) Restricted financial services: check cashing, bail bonds, collection agencies;

(B) Intellectual property or proprietary rights infringement: unauthorized sales, distribution, or access to pirated music, movies, software, or other licensed materials;

(C) Counterfeit or unauthorized goods: unauthorized sales or resales of branded or designer products or services; illegal imports or exports, or stolen goods or services;

(D) Regulated products and services: cannabis retailers and related businesses; sales of tobacco, e-cigarettes, and e-liquids; online prescriptions or pharmaceutical services; age-restricted goods or services; weapons and firearms; gunpowder and other explosives; fireworks and related products; toxic, flammable, and radioactive materials;

(E) Drugs and drug paraphernalia: trafficking in narcotics, controlled substances, and any equipment used to manufacture or use drugs, such as hookahs, vaporizers, and pipes;

(F) False medicines: products claiming health effects that are not approved or verified by appropriate local and/or national regulatory authorities;

(G) Substances mimicking illegal drugs: sale of legal substances that provide the same effects as illegal drugs (e.g., salvia, rhubarb leaves);

(H) Adult content and services: pornography and other obscene materials (including literature, images, and other media); websites offering any services related to sexual content, such as prostitution, escort services, pay-per-view, or adult live chat features;

(I) Multi-level marketing: pyramid schemes, network marketing, and referral marketing programs;

(J) Unfair, predatory, or deceptive practices: investment opportunities or services promising high returns; sales or resales of services without added value; unauthorized or added-value resales of government-provided services; websites that we unilaterally determine to be unfair, deceptive, or predatory to consumers; and

(K) High-risk businesses: any business that we believe carries high financial risk, legal liability, or violates card network or banking policies.

1.2 Conditional Use

You must obtain the Platform’s explicit written consent and approval before using the Platform’s services for the following categories of businesses or uses (“Conditional Use”).

If you associate the Platform’s services with any of the following businesses, activities, or practices, the Platform may require you to agree to additional conditions, provide supplemental representations and warranties, complete enhanced onboarding procedures, and operate under restricted circumstances:

(A) Financial services: money transmitters, digital currency transmitters; money or digital currency exchanges or dealers; gift cards; prepaid cards; sales of in-game virtual currency unless the merchant is the operator of the virtual world; any person acting as a payment intermediary or aggregator or otherwise reselling the Platform’s services;

(B) Charitable organizations: acceptance of donations by non-profit enterprises;

(C) Skill-based games: games that are not defined as gambling under this Agreement or law but require an entry fee and award a prize;

(D) Religious/spiritual organizations: operating for-profit religious or spiritual organizations.

Appendix 2: Verification Procedures

The Platform uses a multi-tier system and procedures to collect and verify your information in order to protect the Platform from fraudulent users and properly record the Platform’s customers. Your access to one or more of the Platform’s services and your use of the App are recorded and maintained accordingly.

Appendix 3: Communications

3.1 Electronic Communications

You agree and consent to receive all communications, agreements, documents, notices, and disclosures (collectively, “Communications”) related to your App account and your use of the Platform’s services in electronic form. These Communications include:

(A) The terms of use and policies you agree to (e.g., the "Fund Investment Agreement" and "Privacy Policy"), including updates to these agreements or policies;

(B) Account details, history, transaction receipts, confirmations, and any other account or transaction information;

(D) Responses to claims or customer support inquiries related to your App account.